Kindergarten Open House at Brick Rainbow Kids
Brick Rainbow Kids, 1823 Route 88, Brick, N.J., is holding a Kindergarten Open House, Wednesday, March 6, 2013, at 6:30 p.m. to present detailed information and answer questions about its 2013-2014 full-day kindergarten program, with free before and after school care.
Kindergarten is from 9:00 a.m. to 3:00 p.m., and before and after care ranges from 7:00 a.m. to 6:30 p.m. to accommodate the schedules of working parents,
The kindergarten curriculum, which meets all N.J. state requirements, features an advanced and creative McGraw Hill curriculum in addition to enrichment programs and extracurricular clubs and classes.
The kindergarten program, with small group instruction, includes reading, literacy, language arts, writing, mathematics, science and social studies while re-enforcing motor, communication, cognitive, and personal-social skill development.
In addition to its full-day kindergarten program, Brick Rainbow Kids is a daycare and learning center for children ages six weeks to 10 years. Among other specials features, parents and grandparents can see their child via an EZCAM Live, a secure Internet monitoring service. Brick Rainbow Kids offers state accredited curriculum-based programs and is open 7:00 a.m. to 6:30 p.m. daily for all age groups.
For more information, contact Dana Knast, assistant director, at 732-202-1635 or Dana@brickrainbowkids.com.
Be an Exceptional Leader – March Meeting of HR Group
You ask everyone else to do it, but how do YOU as an HR leader elevate your own performance? Join Chris Ruisi, a nationally recognized leadership expert, and the Jersey Shore Association for Human Resources (JSAHR), a Silver Excel award winner of SHRM (Society for Human Resource Management), to explore the opportunities HR professionals have to be better, Thursday, March 14, 2013, from 8:00 to 10:00 a.m., Jumping Brook Country Club, 210 Jumping Brook Road, Neptune, N.J.,
Participants will learn how to become exceptional by following eight steps, including how to conduct a self-assessment, what habits/actions need to change and what new habits/actions need to be developed to become the master of circumstances rather than the victim, how easy it really is to step up to a higher performance level and learn first-hand that it doesn’t really require a great deal of extra effort to be exceptional.
Each attendee will be given a template for a Personal Growth Plan to make the changes a reality.
The registration fee, including a full buffet breakfast, is $30.00 for JSAHR members; $40.00 for nonmembers; $20.00 for those in-transition, and $10.00 for full-time students. To register, call Kathi Evans, JSAHR administrator, at 732-270-5204 email jsahr.shrm@gmail.com.
About Chris Ruisi
Chris Ruisi, a nationally recognized executive and leadership expert, is a professional motivational speaker, author and business coach who challenges corporate and business leaders to step up and play big. Drawing on his 30-plus years as a senior level corporate executive, Ruisi helps his clients discover how to reach the full measure of their capabilities in their day-to-day work activities and, more importantly, in times of chaos. He has offered advice and guidance to CEOs; C – level executives; entrepreneurs and the several boards of directors he has served on.
Ruisi uses his real life experience as the former president and COO of USLIFE Corporation, and as a member of the office of the chairman and the board of directors, where he also served as vice chairman of the board of directors, to help his clients to develop the practical skills and solutions necessary to navigate the risks and demands of the current economic climate.
Be a Better You Through Hypnosis – JSBL February Meeting
Want to lose weight…stop biting your fingernails…stop smoking? It’s not too late to fulfill that New Year’s resolution whatever it is! Get some behavior-changing ideas from James M. Giunta, Red Bank, for Being a Better You through Hypnosis at the February meeting of Jersey Shore Business Leaders, Tuesday, February 26, 2013, at Connolly Station, 711 Main Street, Belmar, from 6:00 to 8:00 p.m. Registration, open to the public, is $20.00 and includes light appetizers, cash bar, and a chance to win multiple door prizes.
In his private practice, Trance Formation Hypnosis LLC, Giunta conducts individual and group hypnosis sessions; and teaches seminars and workshops about hypnotism, and related subjects. Giunta, the executive director of The Open Mind Institute of Hypnosis, also teaches certification courses in hypnotism. Giunta holds a M.A. in Communication from Rutgers University.
To register, email JerseyShoreBusinessLeaders@gmail.com or call Arielle Bandes, Woodlake Country Club, at 732-278-4834. Find JSBL on Facebook.com/ JerseyShoreBusinessLeaders and on Twitter at twitter.com/JSBLNetworking.
Harmony Reports Record 4th Quarter Results
Harmony Bank (the “Bank”) today reported record earnings for the 4th quarter and the year ending December 31, 2012.
For the quarter, which ended December 31, 2012, the Bank reported net income of $436,813 or $0.28 per share, compared to $196,876 or $0.12 per share for the same period in 2011, an increase of $239,937 or 122 percent.
For the twelve months, which ended December 31, 2012, the Bank reported net income of $977,874 or $0.64 per share, an increase of $642,869 or 192 percent over the $335,005 or $0.22 per share reported for the same period in 2011.
“Despite a continued sluggish economy, historically low interest rates, and the devastating impact Super storm Sandy delivered to some of the communities we serve, our full year operating performance was characterized by continued asset and revenue growth, and the maintenance of a stable and favorable asset quality profile,” said President and Chief Executive Officer Michael A. Schutzer. “We have now concluded our second full year and our seventh consecutive quarter of positive earnings. We will continue to focus on building our core value through selective organic branch growth, disciplined lending and a consistent approach to business.”
Schutzer is also pleased to announce the March opening of a new office in Toms River, N.J., on Route 37 East. “We are excited about the opportunities to serve this marketplace with our exceptional customer service, and we are confident that this location will help us to continue to grow our balance sheet and provide a strong return to our shareholders.”
At December 31, 2012, Harmony Bank continued to maintain capital at levels which are in excess of the required levels to be considered “well-capitalized” with Tier 1 leverage, Tier 1 risk-based capital and total risk-based capital ratios of 11.63 percent, 14.22 percent and 15.48 percent, respectively.
The Bank’s common shares are listed on the OTCQB market under the symbol HRMB. Visit http://www.otcmarkets.com/stock/HRMB/quote for a link to the quote.
About Harmony Bank
Harmony Bank is a state chartered FDIC insured commercial bank that opened for business in September 2008. Its headquarters are located in Jackson, N.J., with one branch office located in Lakewood, N.J.
Forward-Looking Statements
This release contains certain “forward-looking statements” about Harmony Bank, which, to the extent applicable, are intended to be covered by the safe harbor for forward-looking statements provided under the Federal securities laws; and, regardless of such coverage, you are cautioned about. Such statements are not historical facts and involve certain risks and uncertainties. Actual results may differ materially from such forward-looking statements. Factors that may cause actual results to differ materially from those contemplated by such forward-looking statements include, but are not limited to:
- A severe decline in the general economic conditions of New Jersey;
- higher than expected increases in our allowance for loan losses;
- higher than expected increases in loan losses or in the level of nonperforming loans;
- unexpected changes in interest rates;
- a continued or unexpected decline in real estate values within our market areas;
- lack of liquidity to fund our various cash obligations;
- unanticipated reduction in our deposit base; and
- other unexpected material adverse changes in our operations or earnings.
We undertake no duty to update any forward-looking statement to conform the statement to actual results or changes in our expectations. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements.
Contacts at Harmony Bank:
Michael A. Schutzer, President and CEO
Michael J. Gormley, EVP/ CFO
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Local Appraiser Sam Levi Earns MAI Designation
Samuel Levi, Lakewood, the principal and managing partner of Starmark Valuations & Starmark Appraisals, 603 West County Line Road, Lakewood, recently earned his MAI, a professional designation held by appraisers experienced in the valuation and evaluation of commercial, industrial, and residential properties. To earn this designation from the Appraisal Institute, one must complete extensive education requirements and pass a comprehensive exam.
As a qualified MAI designee, Levi can advise clients about real estate investment decisions. He will be focusing on appraisals for the commercial market and conduct evaluation consulting for tax purposes, litigation, and financing.
Before joining Starmark, Levi was a senior appraiser for Tony Kamand Realty, Toms River. He is the Municipal Appraiser for Lakewood Township. During his 11-year career, Levi conducted appraisals on such property types as apartment buildings, industrial, vacant land, subdivision, and mixed uses; and made hundreds of appearances as an expert witness before County Tax Boards and the N.J. State Tax Court.
Besides membership in MAI, Levi is active in the local chapter of the Appraisal Institute.
Levi received his B.A. in 1995 from the Talmudic Yeshiva of Philadelphia, and his Masters Degree in 2002 from Beth Medrash Govoha, Lakewood.
Officers Chosen at Lakewood Industrial Commission Meeting
The board of the Lakewood Industrial Commission (LIC) elected its 2013 officers at the annual reorganization meeting of the LIC. Robert Kirschner, owner of Robert Kirschner Real Estate, Lakewood, was elected chairman. Other officers are Shlomo Katz, a principal in Olympic Properties, vice chair; and Justin Flancbaum, executive director of the Lakewood Township Municipal Utilities Authority, secretary. Both Katz and Flancbaum specialize in commercial and residential real estate development.
The rest of the 2013 board is made up of Commissioners Gregory Stafford-Smith, owner of AG&G Service CO sprinkler system services; Neil Brooks, owner of Neil Brooks Plumbing, Heating and Cooling; Sam Rabinowitz, real estate developer; and Edwin Schuster, owner of E.J. Schuster’s Office Supplies and Furniture. Members of the Lakewood Industrial Commission are appointed for five-year terms by the Lakewood Township Committee.
In other business, Steven Reinman was confirmed as executive director of the LIC and Anita Doyle was confirmed as secretary-designee. Doyle also serves as deputy coordinator of the LDC (Lakewood Development Corporation) and executive assistant of Lakewood Township and the Lakewood Airport.
Lakewood Township Deputy Mayor Steven Langert will serve as 2013 Lakewood Township Committee liaison to the LIC. Sean T. Kean, Esq., of Cleary, Giacobbe, Alfieri, Jacobs, LLC, was appointed as the attorney for 2013; and Jeffrey W. Staiger of Remington & Vernick Engineering will serve as the LIC’s engineer.
The LIC, established in 1960 and operating by New Jersey Statute, is charged with fostering industrial and economic development, increasing employment opportunities, and promoting the economic well-being of businesses in Lakewood Township, among other duties.
Harmony Bank Names Branch Manager for Toms River
Harmony Bank named Dawn Ullmann, Toms River, assistant vice president and branch manager of the soon-to-be opened Toms River branch of Harmony Bank, 110 Route 37. Ullmann, who has had 24 years of experience in the banking industry, will oversee the daily operations of the branch, and obtain new consumer and business banking relationships in the Toms River community.
Before joining Harmony Bank, Ullmann was the Toms River service manager for Wells Fargo. Her prior experience included customer service positions with Wachovia and Core States.
Ullmann, a graduate of Manchester Township High School, attended the American Institute of Banking, focusing on banking and finance. At Wells Fargo, Ullmann received awards in coaching and service excellence.
Ullmann and her husband Andrew are lifelong residents of Toms River. Ullmann enjoys volunteering for Habitat for Humanity and the Reading First program.
Harmony Bank, 2120 West County Line Road, Jackson, was founded in 2008 to provide the local communities it serves with more of the attentive, local and personal attention that comes from being a community bank. In 2010, Harmony opened its second branch at 500 River Avenue, Route 9, Lakewood.
Open for Business? Free Radio Time for Sandy-ravaged Businesses
American Express and Clear Channel are supporting small businesses impacted by super storm Sandy by offering free radio time in order to announce to their communities that they are open for business.
The New Jersey Economic Development Authority (EDA) says, “From now until March 31, 2013, small businesses can visit any of the links for the radio stations (see below) and follow the directions provided to complete the submission form and include the details of an eligible small business in a hurricane-affected area that is open for business. Clear Channel will then review the submissions and, in select cases, provide free radio time to help get the word out to the small businesses community that they are open for business.”
This program is available only to small businesses in New York, New Jersey, Pennsylvania, and Connecticut that have been adversely affected by Hurricane Sandy, earn $10 million or less in annual revenue, are not considered a franchisee, and do not sell any products or services in a retail establishment or via the Internet that are deemed to be illegal by federal, state and/or local laws.”
For further information, contact Steven Reinman, the deputy municipal manager and director of economic development for Lakewood Township, at 732-364-2500 Ext. 5333
Participating Clear Channel radio stations include:
Sussex County, N.J. `
WHCY-FM
WNNJ-FM
WSUS-FM
Philadelphia, Penn.
WDAS-FM
WIOQ-FM
WISX-FM
Nassau/Suffolk, N.Y.
WALK-FM
Recruiting for Service Excellence – Jan. Meeting of HR Group
Robert Bennett of Skill Survey will present “Recruiting for Service Excellence” at the February 14, 2013, Jersey Shore Association for Human Resources (JSAHR) meeting, 8:00 to 10:00 a.m., Jumping Brook Country Club, 210 Jumping Brook Road, Neptune, N.J.
Attendees will learn how to explore and compare a variety of industry statements of “Service Excellence”; what organizations, such as Disney, GlaxoSmithKline, and Starbucks do to recruit candidates that fit their vision; ID key behaviors that HR professionals must account for but are often overlooked; and the steps for recruitment pre-screening that will match vision and goal statements.
The registration fee and a full buffet breakfast is $25.00 for JSAHR members; $40.00 for nonmembers; and an additional $5.00 for walk-ins. To register, call Kathi Evans, JSAHR administrator, at 732-270-5204 or email jsahr.shrm@gmail.com. JSAHR is a Superior Merit Award Chapter of SHRM (Society for Human Resource Management). This meeting is pending HRCI re-certification credit.
OHI Gives Kids a Smile—Dental Appointments Still Available for February 1
Dental appointments are still available at OHI (Ocean Health Initiatives) for free dental screenings on Give Kids a Smile Day, Friday, February 1, 2013, from 8:00 a.m. to 5:00 p.m. OHI is providing the dental screenings to children 12 and under, regardless of insurance, under the auspices of the New Jersey Dental Association and in recognition of National Children’s Dental Health Month.
The free screening includes a dental exam, oral healthcare instruction, fluoride treatments, and free dental hygiene materials, such as toothbrushes, floss and toothpaste.
Dentists can see children at one of two locations: OHI’s Lakewood office, 101 Second Street or OHI’s Toms River office, 301 Lakehurst Road. Because space is limited, appointments must be scheduled. School nurses will provide a consent form and a medical history form, which children must bring to their appointment. Call the OHI Call Center at 732-363-6655 to schedule an appointment in either English or Spanish.
American Dental Association’s Give Kids a Smile program, now celebrating its 11th year, is designed to raise awareness about the importance of dental care and provides oral health education to all children despite their economic status.
Throughout the year, OHI offers dental cleanings and full checkups, including X-rays and other screening procedures for children and adults. Dentists are available at the Lakewood and Toms River sites Monday through Friday, beginning at 8:00 a.m.
For more information, visit www.ohinj.org. For questions, contact Douglas Clark at 732-363-6655 or promotionsdept@ohinj.org.
About Ocean Health Initiatives
OHI, a federally qualified health center (FQHC), with locations at 101 Second Street, Lakewood; and 301 Lakehurst Road, Toms River; and 333 Haywood Road Manahawkin, provides comprehensive preventative and primary care, including pediatrics, maternal and child health, prenatal, WIC, universal immunizations, and dental health to the area’s uninsured, underinsured, and undocumented residents on a sliding-fee scale, based on an individual’s or family’s ability to pay. OHI has a bilingual staff available to assist patients and callers. To become a patient of OHI, call a representative in the Call Center at either 732-552-0377, Toms River, or 732-363-6655, Lakewood. Visit www.ohinj.org. for further information.