Public Invited to Opening of School-based Health Center in Lakewood’s Clifton Ave. Grade School
OHI (Ocean Health Initiatives), a federally qualified health care center (FQHC) and members of the Lakewood School Board are inviting the public to celebrate the grand opening of OHI’s new school-based health center in the Clifton Avenue Grade School, 625 Clifton Avenue, Lakewood, on November 15 at 10:00 a.m.
Dr. Theresa Berger, CEO of OHI, said, “Health care drives education. The key is to keep the children healthy so they do not miss school. The less sick days children take, the more time they will be in the classroom. This translates into a better education, which sets the groundwork for a better future for our children.”
In 2014, OHI will expand its services to include health care services for the entire family. For more information, contact Kim Tozzi, executive assistant to Dr. Berger, at 732-719-9015 or email ktozzi@ohinj.org
About Ocean Health Initiatives
OHI is a nonprofit 501(c)(3) federally qualified health center (FQHC) with locations at 101 Second Street, Lakewood; and 301 Lakehurst Road, Toms River; and 333 Haywood Road, Manahawkin; and in the Clifton Avenue Elementary School, 625 Clifton Avenue, Lakewood; and the Mobile Medical Unit outside the George J. Mitchell Elementary School, 950 N. Green Street, Little Egg Harbor.
OHI provides comprehensive preventative and primary health and dental care to Ocean County uninsured and underinsured populations on a sliding-fee scale, based on an individual’s or family’s ability to pay. Services include pediatrics, maternal and child health, prenatal, WIC, universal immunizations behavioral health, dental, family medicine, internal medicine, OB/GYN, podiatry and social services.
OHI has a bilingual staff available to assist patients and callers. To become a patient of OHI, call a representative in the Call Center at either 732-552-0377, Toms River, or 732-363-6655, Lakewood. Visit www.ohinj.org. for further information.
Lakewood EMS Receives Grant for K-9 Oxygen Kits
The Lakewood Township Department of Emergency Medical Services (EMS), 1555 Pine Street, has received a K-9 Grant from the EmmaZen Foundation, California, to purchase four K-9 oxygen kits, valued at $250.00.
The pet oxygen masks, used for K-9 injuries of service dogs and personal pets, are special masks that fit over a dog’s snout, providing a high flow of oxygen while trained personnel try to resuscitate the canine animals and service dogs from a fire or from an injury.
Scott Carter, EMS supervisor, said, “The grant will allow us to standardize each township ambulance and first responder unit with pet rescue kits. The rescue kit provides the medical staff with the ability to provide emergency oxygen therapy to any size animal that becomes injured as the result of a residential fire or in the line of duty.”
These rescue kits will work in conjunction with the medical equipment already on the township ambulances and emergency services support unit to provide high quality resuscitative care to animals in a time of crisis.
For more information, contact Scott Carter at 732-534-1835. The EmmaZen Foundation accepts donations from individuals and businesses.
About the EmmaZen Foundation: The EmmaZen Foundation, a national organization, focuses on pet safety and emergency response to service animals (K-9) and personal pets. The Foundation is nationally sponsored and collects donations from individual and business associates who give back to the community in which they live or work. This giveback is because people understand that it is estimated that 92 percent of all dogs and cats will experience an emergency during their lifetime. According to The American Animal Hospital Association, 25 percent more animals could be saved if just one pet first-aid technique were applied prior to them getting professional veterinary care.
Century 21 Major Realty, Toms River, Moving to Bigger Offices
Century 21 Major Realty, is moving its offices to 290 West Water Street, Toms River, a more convenient and efficient location in historic downtown Toms River, after more than 35 years at its Fisher Boulevard location.
Barbara Blake and Michael “Silky” Silkowitz, co-owners of Century 21 Major Realty and prominent members of the real estate industry, expect to make a smooth transition to their new location by November 15. All services and phone numbers will remain the same.
Blake, a recent Berkeley township resident, became a licensed real estate broker in 1978 and a licensed real estate instructor in 1982. She serves as a director on the board of the Monmouth County Association of Realtors, is a member of its finances and bylaws committees, and a past member of the education committee. Blake is also past director of the Ocean County Board of Realtors and served on many committees during her 20 years of membership. Blake received her B.A. in education from Jersey City State College.
Blake began her real estate career when she moved to Toms River as a young mother from Jersey City. “Real estate has enabled me to not only raise my three children, but also to see that each attained a four-year college education, which, in turn, enabled them to become successful and independent adults.”
Co-owner Michael “Silky” Silkowitz, a Distinguished Award Winner Century 21 Centurion and past president of Century 21 Broker Council, is the director of Academy for Real
Estate Careers, 500 North Main Street, Lanoka Harbor, and serves as an affiliate member of the Ocean County Board of Realtors through the Academy. He also served as captain at the McGuire Air Force Base Fire Department, Burlington County. Silkowitz, who was born and raised in Toms River, is a graduate of Toms River North.
Both Blake and Silkowitz are proficient in American Sign Language and practice it to assist in interpreting services at St. John’s Roman Catholic Church, Lakehurst, on Saturday afternoons.
For more information, contact Barbara Blake at 732-270-2400.
Harmony Bank Results for 3rd Quarter Show Gains in Assets, Deposits, and Earnings
Harmony Bank (the “Bank”), Jackson, today reported the results for the quarter and the nine months ending September 30, 2013.
For the quarter, which ended September 30, 2013, the Bank reported net income of $379,109 or $0.25 per share, compared to $240,268 or $0.15 per share for the same period in 2012, an increase of $138,841 or 57.8 percent.
For the nine months, which ended September 30, 2013, the Bank reported net income of $797,637 or $0.52 per share, an increase of $256,576 or 52.4 percent over the $541,061 or $0.34 per share reported for the same period in 2012.
On September 20, 2013, Harmony Bank paid a 5 percent common stock dividend to shareholders of record as of September 6, 2013.
As of September 30, 2013, the total assets of Harmony Bank were $199.1 million, an increase of 39.1 percent over the $143.1 million reported September 30, 2012. Total loans were $131.0 million as of September 30, 2013 compared to $113.6 million as of September 30, 2012, an increase of 15.3 percent. Total deposits at the Bank increased 43.2 percent to $ 180.0 million at September 30, 2013, compared to $125.7 million at September 30, 2012.
The bank’s loan quality remains strong. Non-performing assets as of September 30, 2013, were $395,268 as compared to $954,752 on September 30, 2012. Our reserve for loan losses totaled $1.7 million at June 30, or 1.33% of total loans.
“We are excited about our deposit growth because we have been able to provide attractive commercial and consumer deposit products with the same level of technology as the big banks but with special attention to individual customer service,” said President and Chief Executive Officer Michael A. Schutzer.
“We have continued to serve the unique borrowing needs of our local communities and have successfully enhanced our capabilities with an expanded SBA product offering. Despite increased regulatory costs, we continue to grow our earnings and our shareholder value. Also, our Toms River office under the leadership of Dawn Ullmann, opened for business in June and is experiencing strong growth and is attracting good local customers.”
At September 30, 2013, Harmony Bank exceeded its applicable regulatory capital requirements with Tier 1 leverage, Tier 1 risk-based capital and total risk-based capital ratios of 9.37 percent, 13.24 percent and 14.49 percent, respectively.
Harmony Bank common stock shares are listed on the OTCQB market under the symbol HRMB. Visit http://www.otcmarkets.com/stock/HRMB/quote for a link to the quote.
About Harmony Bank
Harmony Bank is a state chartered FDIC insured commercial bank that opened for business in September 2008. Its headquarters are located in Jackson, N.J. and additional branch offices are located in Lakewood and Toms River.
Forward-Looking Statements
This release contains certain “forward-looking statements” about Harmony Bank, which, to the extent applicable, are intended to be covered by the safe harbor for forward-looking statements provided under the Federal securities laws; and, regardless of such coverage, you are cautioned about. Such statements are not historical facts and involve certain risks and uncertainties. Actual results may differ materially from such forward-looking statements. Factors that may cause actual results to differ materially from those contemplated by such forward-looking statements include, but are not limited to:
• A severe decline in the general economic conditions of New Jersey;
• higher than expected increases in our allowance for loan losses;
• higher than expected increases in loan losses or in the level of nonperforming loans;
• unexpected changes in interest rates;
• a continued or unexpected decline in real estate values within our market areas;
• lack of liquidity to fund our various cash obligations;
• unanticipated reduction in our deposit base; and
• other unexpected material adverse changes in our operations or earnings.
We undertake no duty to update any forward-looking statement to conform the statement to actual results or changes in our expectations. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements.
Contacts at Harmony Bank:
Michael A. Schutzer, President and CEO
mschutzer@myharmonybank.com
Michael J. Gormley, EVP/ CFO
mgormley@myharmonybank.com
OHI Changing Diabetes Testing Day at Toms River Site
OHI (Ocean Health Initiatives), a federally qualified health care center, is changing its diabetes A1c testing day at its Toms River site, 301 Lakehurst Road, Toms River, to Thursday, November 14, from noon to 7:00 p.m. instead of Friday, November 15.
Diabetes testing will be still be given noon to 4:30 p.m., Wednesday, November 13 at 333 Haywood Road, Manahawkin.
Each site will have diabetic supplies and giveaways; and Israel Arroyo, chronic care coordinator for OHI, will present a half-hour educational seminar Managing Your Diabetes at 3:00 p.m. on all testing days. OHI pharmacists Vijay Vohra and Nancy Karroum will be available to discuss diabetic medication management. Most insurances are accepted.
The cost for uninsured patients is $4.00. For further information contact Diane Klimik, RN, BSN, director of nursing at 732-363-6655 Ext. 8353 or visit www.ohinj.org.
About Ocean Health Initiatives
OHI is a nonprofit 501(c)(3) federally qualified health center (FQHC) with locations at 101 Second Street, Lakewood; and 301 Lakehurst Road, Toms River; and 333 Haywood Road, Manahawkin. OHI provides comprehensive preventative and primary health and dental care to Ocean County uninsured and underinsured populations on a sliding-fee scale, based on an individual’s or family’s ability to pay.
Services include pediatrics, maternal and child health, prenatal, WIC, universal immunizations behavioral health, dental, family medicine, internal medicine, OB/GYN, podiatry and social services.
OHI has a bilingual staff available to assist patients and callers. To become a patient of OHI, call a representative in the Call Center at either 732-552-0377, Toms River, or 732-363-6655, Lakewood. Visit www.ohinj.org. for further information.
OHI to Offer Flu Shots at Health Fair, Georgian Court University
OHI (Ocean Health Initiatives), a federally qualified health care center, with locations in Lakewood, Toms River, and Manahawkin is offering flu shots during a Healthy Campus Health Fair, Tuesday, November 12 from 10:00 a.m. to 3:00 p.m., at the Casino, Georgian Court University, 900 Lakewood Avenue, Lakewood. No appointments are required.
Most insurances are accepted. For those without insurance, flu shots cost $20.00 for the regular vaccine. The cost of flu shots are payable with cash or checks. Anyone receiving a flu shot must have a photo I.D.
OHI will provide information about its services and staff from the Health Exchange Department will help students understand how to navigate the New Jersey Health Exchange Marketplace.
For more information contact Diane Klimik, RN, BSN, director of nursing at OHI , 732-363-6655 Ext. 8353 or Janet Albrecht, RN, Health Services, Georgian Court University 732-987-2756.
About Ocean Health Initiatives
OHI is a nonprofit 501(c)(3) federally qualified health center (FQHC) with locations at 101 Second Street, Lakewood; and 301 Lakehurst Road, Toms River; and 333 Haywood Road, Manahawkin. OHI provides comprehensive preventative and primary health and dental care to Ocean County uninsured and underinsured populations on a sliding-fee scale, based on an individual’s or family’s ability to pay.
Services include pediatrics, maternal and child health, prenatal, WIC, universal immunizations behavioral health, dental, family medicine, internal medicine, OB/GYN, podiatry and social services.
OHI has a bilingual staff available to assist patients and callers. To become a patient of OHI, call a representative in the Call Center at either 732-552-0377, Toms River, or 732-363-6655, Lakewood. Visit www.ohinj.org. for further information.
OHI Offering Diabetes Testing This November for Diabetes Awareness Month
In recognition of Diabetes Awareness Month, OHI (Ocean Health Initiatives), a federally qualified health care center, is offering A1c testing at its locations in Lakewood, Toms River, and Manahawkin.
Each site will have diabetic supplies and giveaways; and Israel Arroyo, chronic care coordinator for OHI, will present a half-hour educational seminar Managing Your Diabetes at 3:00 p.m. on all testing days. OHI pharmacists Vijay Vohra and Nancy Karroum will be available to discuss diabetic medication management.
The testing will be given noon to 7:00 p.m., Tuesday, November 5, 101 Second Street, Lakewood; noon to 4:30 p.m., Wednesday, November 13 at 333 Haywood Road, Manahawkin; and noon to 7:00 p.m., Friday, November 15 at 301 Lakehurst Road, Toms River. Most insurances are accepted. The cost for uninsured patients is $4.00.
For further information contact Diane Klimik, RN, BSN, director of nursing at 732-363-6655 Ext. 8353 or visit www.ohinj.org.
About Ocean Health Initiatives
OHI is a nonprofit 501(c)(3) federally qualified health center (FQHC) with locations at 101 Second Street, Lakewood; and 301 Lakehurst Road, Toms River; and 333 Haywood Road, Manahawkin. OHI provides comprehensive preventative and primary health and dental care to Ocean County uninsured and underinsured populations on a sliding-fee scale, based on an individual’s or family’s ability to pay.
Services include pediatrics, maternal and child health, prenatal, WIC, universal immunizations behavioral health, dental, family medicine, internal medicine, OB/GYN, podiatry and social services.
OHI has a bilingual staff available to assist patients and callers. To become a patient of OHI, call a representative in the Call Center at either 732-552-0377, Toms River, or 732-363-6655, Lakewood. Visit www.ohinj.org. for further information.
OHI Offers Free Pregnancy Testing
OHI (Ocean Health Initiatives), a federally qualified health care center, with locations in Lakewood, Toms River, and Manahawkin is offering free pregnancy testing at all its sites. No appointments are required. Patients with a positive test can schedule an appointment with a health care professional and be seen on the same day.
OHI is located at 101 Second Street, Lakewood; 301 Lakehurst Road, Toms River; and 333 Haywood Road, Manahawkin.
For more information, contact Diane Klimik at 732-363-6655 or email ask@ohinj.org.
About Ocean Health Initiatives
OHI is a nonprofit 501(c)(3) federally qualified health center (FQHC) with locations at 101 Second Street, Lakewood; and 301 Lakehurst Road, Toms River; and 333 Haywood Road, Manahawkin. OHI provides comprehensive preventative and primary health and dental care to Ocean County uninsured and underinsured populations on a sliding-fee scale, based on an individual’s or family’s ability to pay. Services include pediatrics, maternal and child health, prenatal, WIC, universal immunizations behavioral health, dental, family medicine, internal medicine, OB/GYN, podiatry and social services.
OHI has a bilingual staff available to assist patients and callers. To become a patient of OHI, call a representative in the Call Center at either 732-552-0377, Toms River, or 732-363-6655, Lakewood. Visit www.ohinj.org. for further information.
Hot Issues in Employment Law – HR Legal Seminar
The Jersey Shore Association for Human Resources (JSAHR), a Silver Excel award winner of SHRM (Society for Human Resource Management), is hosting its annual legal seminar sponsored and presented by attorneys in the Jackson Lewis law firm, Thursday, November 14, 2013, 8:30 a.m. to noon at Jumping Brook Country Club, 210 Jumping Brook Road, Neptune, N.J.
The registration fee for the seminar and a full buffet breakfast is $60.00 for JSAHR members, $90.00 for nonmembers, and $50.00 for students and those in (job) transition. To register, call Kathi Evans, JSAHR administrator, at 732-270-5204 or email her at jsahr.shrm@gmail.com or visit http://jsahr.shrm.org. Approval for three credit hours toward PHR and SPHR recertification is pending.
Topics include recent legislation and developments, such as NLRB board confirmations and their impact; Defense of Marriage Act (DOMA); Affordable Care Act exchange notifications; SAFE-domestic violence leave; social media law; amendment to Salary Secrecy Law; and the intersection of The Family and Medical Leave Act, The Americans with Disabilities Act, Worker’s Compensation, short- and long-term disability laws, among other topics. Participants will have an opportunity for questions and answers at the end of the seminar.
Richard Cino, David Islinger, Linda Posluszny, and Janet Lee, attorneys in the law firm of Jackson Lewis LLP, are the presenters.
About Jackson Lewis, LLP: Jackson Lewis, dedicated to representing management exclusively in workplace law, is one of the fastest growing workplace law firms in the U.S., with 765 attorneys practicing in 54 locations nationwide. The firm has a national prospective and a keen understanding of regional business environments. Jackson Lewis represents employers before state and federal courts on issues such as discrimination, wrongful discharge, retaliation, whistleblower, health, safety, wage/hour, pension and benefits.
Lakewood DJ Donating His Time at Township’s Halloween Event
Lakewood resident Jimmy Givens, a ’70 graduate of Lakewood High School, has volunteered his time and talents to provide music and sound effects for Lakewood Township’s Halloween event, Thursday, October 31, 2013, at the Lakewood Town Square, Clifton Avenue and Third Street, Lakewood, beginning at 5:00 p.m.
Givens, a DJ who specializes in the greatest hits from 1940s through the 1970s, was one of Lakewood’s last hotel musicians, playing drums at the Capital Hotel in the Phil Schilling Band.
The music for Lakewood’s Halloween event will include such favorites as “Monster Mash,” “The Blob” from “The Addams Family,””Frankenstein,” “Ghostbusters, ” and many more. For more information visit http://www.jimmygivens.com/
Other volunteers Halloween evening include members of the Lakewood High School PALS program (Pupil Assisted Learning Services) who will be on hand to help with face and pumpkin painting until 6:00 p.m.
At 6:00 p.m. a costume parade for children ages 10 and under will take place on the stage. Parents and friends will have an opportunity to take pictures; and all children will receive a Trick or Treat bag with candy donated by members of the Lakewood Police Department, the Lakewood Fire Department, and the Lakewood EMS. Shop Rite of Lakewood donated all the Trick or Treat bags.
According to Jeff Shapiro, supervisor of recreation for Lakewood Township, the Township Committee, police, firemen, and EMS created this event to ensure the safety of children. Shapiro says, “Everybody is a winner in Lakewood. Children will receive candy so they don’t have to go door-to-door throughout the Township in the dark.”
In the event of rain, all festivities will take place in the Lakewood Community Center, 20 Fourth Street, Lakewood. For more information, call Lakewood Recreation at 732-905-3405.